Your Journey with NBS Financial Planning

This process will considerably improve the chances of meeting your objectives and achieve Financial Independence.

1. Initial Meeting

This first meeting is a great opportunity for you to ask lots of questions about the way we work. I will explain fully how we will be paid, what do you pay for, and the value we will add. Remember that you have no obligation or cost to this point. After this meeting and assuming you are happy with our proposal, you simply sign and return a copy of our engagement letter to instruct us to proceed.

2. Discovery Meeting

We will spend our time together discussing your plans, values, risk attitude, objectives and priorities. It is crucial to understand how each of these issues makes you feel, so that we can help you prioritise. Financial planning is not about selling products. It is about developing a financial game plan. Our clients tell us that this conversation about what's important to you is one of most enlightening discoveries they ever make about themselves.

Next, we need to collect factual information. If you have existing financial policies we will usually write to the providers to request detailed information. It is crucial to understand your personal circumstances, current financial situation and how you have arrived there. The more detail the better, because the clearer this picture of you and your finances is, the clearer the starting point of our journey.

3. Presentation Meeting

We will analyse all the collated information to assess your current situation and determine what you need to do to meet your goals. This will involve the appropriateness of any existing schemes or policies you may have and how they fit into the bigger picture. More importantly than that, is the "wow" factor of seeing your life goals become reality.

We will then produce a comprehensive financial plan comprising of our findings and recommendations. The plan will identify the cost of achieving your objectives, and plan for any disasters which may arise. In some cases our clients are already well on track to meet their goals, but do not realise because they have never had a clear vision of what their goals are, or indeed have never asked the question "How much is enough?"

4. Implementation

If you agree with our recommendations then we will move on to implement them on your behalf. If necessary, we manage the process of altering your existing arrangements or setting up new ideas.

5. Tracking Progress

The final stage is to regularly review the plan and make modifications where required, whether this be due to a change in your current lifestyle or change in your future goals. We may also need to react to amendments in legislation or keep abreast of product advancements. Face-to face reviews occur on an annual basis, but you may request more. A written progress report is sent every six months. You have unlimited access via the telephone and e-mail.

To arrange your free initial meeting either call us now on 0113 252 5737 or use the contact us form.

NBS Financial Planning Ltd are Independent Financial Advisers authorised and regulated by the Financial Services Authority No. 497373.